{"id":3,"date":"2019-03-21T10:06:02","date_gmt":"2019-03-21T10:06:02","guid":{"rendered":"http:\/\/debt-site.beta\/?page_id=3"},"modified":"2023-03-31T10:16:32","modified_gmt":"2023-03-31T10:16:32","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.ukmedicalinsurance.uk\/quotes\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<p><strong>How we use your information<\/strong><\/p>\n<p>We will always keep your personal information safe and secure. So that you&#8217;re informed this privacy notice tells you why ukmedicalinsurance.co.uk collects and uses your personal information.<\/p>\n<p>It applies to information we obtain from;<\/p>\n<ul>\n<li>Visitors to our website<\/li>\n<li>Customers who use our services, e.g. make an enquiry or request a quote<\/li>\n<\/ul>\n<p>ukmedicalinsurance.co.uk is owned and operated by Media Pass Digital Ltd, who is the data holder, or controller, of any personal information provided to ukmedicalinsurance.co.uk. (ICO registered data controller ZA473587).<\/p>\n<p>If you&#8217;ve any questions about how we use your personal information and protect your privacy you can contact us at <a href=\"mailto:dpo@ukmedicalinsurance.co.uk\">dpo@ukmedicalinsurance.co.uk<\/a><\/p>\n<p><strong>Visitors to our website<\/strong><\/p>\n<p><strong>Cookies<\/strong><\/p>\n<p>When someone visits ukmedicalinsurance.co.uk we use site analytic tools provided by companies such as Google, to collect standard internet log information and details of visitor behaviour patterns that are collected through &#8216;cookies&#8217;. We do this to find out things such as the number of visitors to the site and its various pages, browsing habits, where you visited before you reached our website and the frequency that people return to the site. We also use other third-party advertiser pixels, which are common across most digital advertising platforms. These advertising tools consist of cookies that are placed onto our website to track visitors and help us measure the effectiveness of online advertising campaigns, and may be used for personalised or non-personalised advertising purposes.<\/p>\n<p>This information is only processed in a way which does not identify anyone at an individual level. We do not make, and do not allow Google or any online advertisers to make, any attempt to analyse this data at a personal level. The information we gather from cookies will be stored and used for statistical purposes to help us make informed decisions about how to improve our online advertising and website content or functioning for returning and future visitors.<\/p>\n<p>Please see the detailed <strong><em>Use of cookies<\/em><\/strong> section below for a full list of cookies in use on this website and how you can control them.<\/p>\n<p><strong>Customers who use our services<\/strong><\/p>\n<p><strong>Why we collect your personal information<\/strong><\/p>\n<p>We use your information quite simply at your request to deal with your enquiry and to provide you with a quotation. If you provide personal information about someone else, for example if an enquiry is made for yourself and a partner, you must do so with the permission of the other person. The personal information about the other person will be used in the ways as described in this privacy notice.<\/p>\n<p>You don&#8217;t have to give us any of your personal information, but if we are collecting your data to fulfil our contract with you and it&#8217;s necessary to enter into a contract, we will be unable to provide our services if you choose not to provide your information.<\/p>\n<ul>\n<li>If you make an enquiry or ask for a quote, either through our website or over the phone, these details will be used to contact you to help you with your enquiry and to get you a quote. We are using these details at your request, as a first step prior to entering into a contract with you.<\/li>\n<li>To provide you with a quote we will securely pass your personal details to an FCA authorised broker, we do this to fulfil our contract with you.<\/li>\n<\/ul>\n<p>Please note: If you decide to progress with an application for insurance through a relevant and associated third party, the information you have provided to us, together with any further information requested by them and supplied by you, will be held by them for the purposes set out in their privacy notice.<\/p>\n<ul>\n<li>If you or a third-party authority makes a complaint about us or if we are legally obligated, we will use your personal information to investigate the complaint or comply with our legal obligations. We are contractually obligated to deal with your complaint appropriately.<\/li>\n<li>Your personal information is also further used for statistical analysis purposes. For example, we will exchange information with third party FCA authorised brokers to see whether you took out a policy or not. Or we will share management reports and forecasting internally and with brokers for whom we are acting as an intermediary. We do this to help us develop our business, assess our performance and plan for the future.<\/li>\n<\/ul>\n<p><strong>Sharing your information<\/strong><\/p>\n<p>We will not share, sell, loan or lease your personal information to any other third party except those relevant, or needed, to provide the products or services you have requested &#8211; your information is passed securely to the following categories of companies:<\/p>\n<ul>\n<li><strong>FCA authorised brokers<\/strong> &#8211; we are an intermediary and we help you get a quote by passing the details of your enquiry to an expert who will provide an accurate quote based on your needs.<\/li>\n<li><strong>Related companies<\/strong> &#8211; when we use your information for administrative, management forecasting and planning and statistical purposes we may share data reports with other businesses that are related through Media Pass Digital Ltd, as well as FCA authorised brokers. Your broker may also send us information relating to products purchased following initial use of our service to assist with sales tracking.<\/li>\n<li><strong>Contact State<\/strong> &#8211; We work with Contact State in order that we can pass on your request to our partners correctly. Contact State provides lead validation services to us and our insurance provider partners and their intermediaries. Contact State receives &#8220;de-identified&#8221; data from us about your request &#8211; this means devoid of any contact information, or anything else identifying you as an individual person in the &#8220;real world&#8221;. It uses that de-identified data to help confirm your request has been submitted by a &#8220;real&#8221; human and not a robot, or automated request generator. This is done by examining a &#8220;browser fingerprint&#8221; associated with your request \u2013 it contains, for example, details of the model of device you are using, your Internet browser, and the region from which you submit your request. Contact State retains that de-identified data for its own purposes as &#8220;data controller&#8221; and uses it to help verify requests submitted through other websites.If you do not want us to pass your de-identified data to Contact State, please contact us by emailing dpo@ukmedicalinsurance.co.uk.We also use Contact State to check some basic details in your submission (for example, the postcode), and to route your submission in its &#8220;raw&#8221; plain-text form to the insurance providers and intermediaries we work with. In doing this, Contact State acts as our &#8220;data processor&#8221; &#8211; it does not use the raw data for its own purposes.You can find out more about how Contact State uses this data here \u2013 https:\/\/www.contactstate.com\/legal\/prospect-notice\/61028cf3-5a36-4cd2-af7b-6c3beaa8f7be<\/li>\n<\/ul>\n<p>We do not routinely transfer personal information outside of the European Economic Area (EEA). However, a product or service may be administered from a country outside Europe. If this is the case, we put a contract in place to ensure that your information is adequately protected, secure and any transfer of personal information outside of the EEA will comply with local data protection regulation.<\/p>\n<p><strong>Keeping your information<\/strong><\/p>\n<p>We&#8217;ll hold on to your information for at least as long as is needed to be able to provide our services to you. After this point we review the data that we hold to decide whether we need to keep hold of your information any longer, for example to deal with a complaint or for any legal reasons that may arise from a complaint being made.<\/p>\n<p>We may also hold your information for administrative, management forecasting and planning and statistical purposes, in which case, we will limit what we keep where possible to minimise risk and safeguard personal information.<\/p>\n<p><strong>Your rights<\/strong><\/p>\n<p>You have a lot of rights relating to your personal information:<\/p>\n<ul>\n<li>The right to be informed about how we use your personal information (that&#8217;s why we have produced this notice)<\/li>\n<li>The right to ask for confirmation of and access to the personal information we hold about you<\/li>\n<li>The right to ask us to amend your information if it is inaccurate or incomplete<\/li>\n<li>The right to request that we delete your information, or stop using it in some circumstances<\/li>\n<li>The right to complain to the data protection regulator in the UK, the Information Commissioner&#8217;s Office<\/li>\n<\/ul>\n<p><strong>Use of cookies<\/strong><\/p>\n<p>We use cookies when you visit our site. Cookies can be temporary or permanent. Temporary cookies are deleted as soon as you close your browser or mobile application &#8211; these are known as session cookies. Others, known as persistent cookies, are stored more permanently on your computer or device either until you delete them, or they expire.<\/p>\n<p>By using our site, you agree to us placing these sorts of cookies on your device and accessing them when you visit the site in the future. If you want to delete any cookies that are already on your computer, the &#8220;help&#8221; section in your browser should provide instructions on how to delete specific cookies and change your cookie settings. Further information about cookies can be found at <a href=\"https:\/\/allaboutcookies.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">allaboutcookies.org<\/a>. Please note that by deleting or disabling future cookies, your website experience may be affected, and you might not be able to take advantage of certain functions of our site. Please see details below of third party cookies set on this site as well as links to the respective third parties&#8217; privacy policies.<\/p>\n<hr \/>\n<p><strong><em>Organisation : Bing Ads<\/em><\/strong><\/p>\n<p>Cookies: _uetsid, _uetvid<\/p>\n<p>Purpose: Bing Ads sets this cookie to engage with a user that has previously visited the website.<\/p>\n<p>Type: Performance<\/p>\n<p>Third Party Privacy Policy: For more information please see:\u00a0<a href=\"https:\/\/account.microsoft.com\/privacy\/ad-settings\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/account.microsoft.com\/privacy\/ad-settings<\/a><\/p>\n<hr \/>\n<p><strong><em>Organisation : Microsoft\/Bing<\/em><\/strong><\/p>\n<p>Cookies: MUID<\/p>\n<p>Purpose: Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations.<\/p>\n<p>Type: Advertisement<\/p>\n<p>Third Party Privacy Policy: For more information please see:\u00a0<a href=\"https:\/\/account.microsoft.com\/privacy\/ad-settings\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/account.microsoft.com\/privacy\/ad-settings<\/a><\/p>\n<hr \/>\n<p><em><strong>Organisation : Google<\/strong><\/em><\/p>\n<p>Cookies: _ga<\/p>\n<p>Purpose: The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site&#8217;s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.<\/p>\n<p>Type: Analytics<\/p>\n<p>Third Party Privacy Policy: For more information please see: <a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/policies.google.com\/privacy<\/a> and to opt out: <a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/tools.google.com\/dlpage\/gaoptout<\/a><\/p>\n<hr \/>\n<p><em><strong>Organisation : Google<\/strong><\/em><\/p>\n<p>Cookies: _gid<\/p>\n<p>Purpose: Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website&#8217;s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.<\/p>\n<p>Type: Analytics<\/p>\n<p>Third Party Privacy Policy: For more information please see: <a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/policies.google.com\/privacy<\/a> and to opt out: <a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/tools.google.com\/dlpage\/gaoptout<\/a><\/p>\n<hr \/>\n<p><em><strong>Organisation : Google<\/strong><\/em><\/p>\n<p>Cookies: _gat_gtag_UA_*<\/p>\n<p>Purpose: Google Analytics sets this cookie to store a unique user ID.<\/p>\n<p>Type: Analytics<\/p>\n<p>Third Party Privacy Policy: For more information please see: <a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/policies.google.com\/privacy<\/a> and to opt out: <a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/tools.google.com\/dlpage\/gaoptout<\/a><\/p>\n<hr \/>\n<p><em><strong>Organisation : Hotjar<\/strong><\/em><\/p>\n<p>Cookies: hjSessionUser_1586741, _hjFirstSeen, _hjIncludedInSessionSample_1586741, _hjSession_1586741, _hjIncludedInPageviewSample, _hjAbsoluteSessionInProgress<\/p>\n<p>Purpose: Hotjar sets these cookie to identify a new user\u2019s first session. It stores a true\/false value, indicating whether it was the first time Hotjar saw this user, whether a user is included in the data sampling defined by the site&#8217;s pageview limit, to detect the first pageview session of a user. This is a True\/False flag set by the cookie.<\/p>\n<p>Type: Analytics<\/p>\n<p>Third Party Privacy Policy: For more information please see <a href=\"https:\/\/www.hotjar.com\/legal\/policies\/privacy\/\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.hotjar.com\/legal\/policies\/privacy\/<\/a><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><strong>How to contact us<\/strong><\/p>\n<p>We always have our customers best interests at heart and we want to hear from you, especially if:<\/p>\n<ul>\n<li>You have any requests or queries in relation to your personal information<\/li>\n<li>You want to exercise any of your rights as set out above<\/li>\n<li>You have a complaint<\/li>\n<\/ul>\n<p>You can contact our Data Protection Officer by emailing <a href=\"mailto:dpo@ukmedicalinsurance.co.uk\">dpo@ukmedicalinsurance.co.uk<\/a>.<\/p>\n<p>Or if you&#8217;d like to, you can write to us at:<\/p>\n<p>ukmedicalinsurance.co.uk<\/p>\n<p>Data Protection Officer<\/p>\n<p>PO Box 285<\/p>\n<p>Wilmslow<\/p>\n<p>Cheshire<\/p>\n<p>SK9 2WD<\/p>\n<p>We keep our privacy notice under regular review. Any future updates to this privacy notice will be found on this page.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How we use your information We will always keep your personal information safe and secure. So that you&#8217;re informed this privacy notice tells you why ukmedicalinsurance.co.uk collects and uses your personal information. 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